A smarter debit card for retirement.
A checking account with extra help for the financial side of retirement.
From Chapter, whose licensed advisors help older Americans navigate Medicare.
Save money on bills and track payments
Use more of your AARP discounts
Reminders about eligible member offers
Get your Social Security sooner
Eligible Social Security deposits up to 4 days early1
Extra protection when something looks wrong
Alerts about unusual card activity and controls to act quickly
Chapter Technologies, LLC is a financial technology company, not a bank. Banking services are provided by Erebor Bank, N.A., Member FDIC. FDIC deposit insurance protects funds only against the failure of an FDIC-insured bank.
What is this $40 charge?
Your bill lists a $40 copay for an office visit. See the charge alongside your plan details to understand how they compare.
A discount for your next visit
A place you recently shopped has an AARP member offer.
Help with the money questions retirement brings.
Medicare
A clearer picture of your Medicare.
- See your plan details: premiums, deductibles, and coverage.
- Keep your bills and Explanation of Benefits statements together.
- Get plain-language help with a charge you do not recognize.
Chapter Technologies, LLC is a financial technology company, not a bank. Banking services are provided by Erebor Bank, N.A., Member FDIC. FDIC deposit insurance protects funds only against the failure of an FDIC-insured bank.
Explanation of Benefits
Question
Is this a bill?
Answer
No. This statement explains how your health plan processed a claim. It is not a request for payment. If you receive a bill from your provider, compare it with this statement.
Protection
Extra protection when something doesn't look right.
Fraud monitoring and card controls, built into the account.
ChapterOne watches your debit card activity and tells you when a transaction looks out of place.
- See the charge: merchant, amount, and when.
- Ask what it is, and get a plain-language answer.
- Freeze the card yourself, and unfreeze it just as fast.
Was this you?
A $189.00 charge at Tech Support USA looks unusual for this account.
AARP offers
Use more of the offers you already have.
Member offers are easy to forget at the moment you are actually spending. ChapterOne reminds you about the eligible ones.
Offers and terms are set by AARP and its participating merchants. A ChapterOne membership is separate from your AARP membership.
Early deposits
Get your Social Security up to 4 days early1.
Direct-deposit your benefits. We generally make funds available on the day we receive the payment file, which may be up to 4 days before the standard payment date.
Your own deposit arriving sooner.
Less to keep track of. Help when you need it.
Spending, deposits, your Medicare plan, and the bills that go with it, all in one account.
- One account for the financial side of retirement.
- Plain language instead of banking shorthand.
- A person who understands retirement finances when something does not add up.
Who we are
From the team behind Chapter.
ChapterOne comes from Chapter, where licensed advisors help older Americans navigate Medicare. We are bringing that same help to the money side of retirement.
Meet Chapter(opens in a new tab)FAQ
Not yet. ChapterOne expects to begin accepting applications in December 2026. Timing may change, and the waitlist is how we will tell you when it does.
